How to cope when spouses die young

Ms Rachel Brougham's husband died in a cycling accident in 2018. She suddenly faced a variety of complex financial decisions. PHOTO: NYTIMES
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It was April 10, 2018, and Mr Colin Brougham hadn’t sent his usual text to his wife that he was cycling home. Instead, he lay dead a few blocks away after a commuter train struck him.

“I knew he was dead before I knew he was dead,” recalled Mrs Rachel Brougham, his widow. “My son and I went to the scene, and when I was told it was him, I screamed so loud I think all of Minneapolis heard me.” Mrs Brougham was only 39.

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